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IDEA's WITH JP
Mentor, Advisor and Finance Specialist
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Public governance
Sharing gaps in existing public service edifice. Also thoughts on how civic society can contribute to improving public service at various levels.


“Two Chances for Some, One Chance for Others: Rethinking Fairness in Open Category Selection”
I respectfully disagree with the view that a reserved-category candidate who scores higher marks can automatically take a general (open) category seat, even if that candidate reached the exam stage using relaxations that were not available to general candidates. My disagreement is not with reservation itself , which is a constitutionally accepted policy. The disagreement is with how this rule works in practice , and how it can unfairly disadvantage candidates who compete un
Rajangam Jayaprakash
Jan 73 min read


Audit & Risk Committee Pack - RBI Regulatory Developments – Bank Board Governance brief
Regulator: Reserve Bank of India (RBI) Audience: Audit Committee & Risk Management Committee Purpose: To summarise recent RBI regulatory expectations and highlight priority oversight actions for committees. Time Horizon: Ongoing / FY 2025–26 planning WHAT HAS CHANGED & WHY IT MATTERS 1. Regulatory Context RBI’s regulatory stance has evolved toward outcomes-based supervision , with increasing emphasis on: · Board and committee effectiveness · Early identificat
Rajangam Jayaprakash
Dec 24, 20253 min read


RBI Regulatory Developments on governing banks in India: Implications for Bank Boards, Audit Committees & Risk Committees - 2025
Regulator: Reserve Bank of India (RBI) Audience: Bank Boards, Audit Committees, Risk Management Committees, Independent Directors Purpose: To summarise recent RBI regulatory and supervisory developments and outline their implications for board-level oversight, fiduciary responsibility, and institutional resilience. 1. Why This Matters for Bank Boards Recent RBI regulatory actions reflect a decisive shift from rules-based supervision to outcomes-based oversight , with a st
Rajangam Jayaprakash
Dec 23, 20254 min read
Curious Case of Newslaundry
The year 2022 was surely interesting for Media business - specifically News (Digital & Broadcasting) business. There was a big rumble...
Rajangam Jayaprakash
Dec 28, 20223 min read
Life Insurance Corporation of India IPO - Beware LIC policy holders
Declaration: The author holds Insurance Policy and Savings related policies underwritten / sold by the corporation. For an average Bharatiya (I am continuing to address Indian as Bharatiya), the received wisdom is once you start earning take insurance policy from LIC. LIC is currently 100% owned by Government of India and hence there is a engrained belief that government will honour the obligation arising from Insurance policy if any. The insurance business under LIC will be
Rajangam Jayaprakash
Feb 7, 20223 min read
Driving away my social Apathy
Driving out my Social Apathy Background: My experiences (captured as a blog) while travelling back from an International trip in January...
Rajangam Jayaprakash
Apr 15, 20214 min read
Project Management and Public Governance - A step towards removing Apathy towards public governance
This article was published in Prakalp Magazine published by PMI mumbai chapter in their April 2021 edition. I. Background: A white paper...
Rajangam Jayaprakash
Apr 1, 20216 min read
Musings from quarantine
This blog captures my experience of dealing with Mumbai municipal authorities in the specific area of Covid related health management...
Rajangam Jayaprakash
Jan 21, 20216 min read
Union Budget - A business that cannot be run as usual
Introduction: As a student of public finance and administration, the magnanimity of the numbers involved has always overwhelmed me....
Rajangam Jayaprakash
Oct 13, 20204 min read
Indian Chartered Accountancy - A profession facing extreme conundrum
Summary: Over the years the Indian Accounting and Audit professionals throughs its Almamater - The Institute of Chartered Accountants of...
Rajangam Jayaprakash
Oct 12, 20205 min read
Relooking economic policy framework – Bharatiya way
Media (Television / Print / Social) is replete with discussions on post lockdown reboot of economy. The moot question - Should such...
Rajangam Jayaprakash
Oct 12, 20207 min read
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